Good Credit, Bad Credit, No Credit, No Problem!

Houston's Largent Independent Manufactured Home Financing Company

We specialize in manufactured home loans for the Hispanic Community

No US ID, no Problem!

Why Choose MHOT? ?

Get Pre-Approved Now!

At MHOT Financial, we make it easy for our customers to get a Home Loan. Complete this quick form now.

Down Payment
Amount     $3000

Why Choose MHOT Financial

We are the Greater Houston area's largest independent manufactured home finacing company

No Social Security or ITIN required!

At MHOT Financial, we have home loan packages available for everyone regardless of citizenship.

In-House Financing

At MHOT Financial, in-house financing is available, your loan stays with us!

Se Habla Espanol

At MHOT Financial, our loan officers are bi-lingual, speaking English and Spanish.

Houston's #1 Independent Manufactured Home Loan Company

We have been in business since 2008 and have helped thousands of customers achieve home ownership. 

Meet Our Agents

This isn't our first rodeo. MHOT Financial has helped hundreds of customers get home loans.


What our clients say about us.

I Love MHOT Financial!
Casey Mack
Houston, TX
Five Stars! MHOT Financial helped me get into my new home fast!
Casey Mack
Fort Worth, TX
MHOT Financial helped me when no one else could. Thanks Jeff!
John Evans
Houston, TX
MHOT Financial crushes the competition! Thanks Jeff!

Frequently Asked Questions

Got questions over the MHOT loan process? We have answers!

Ask a Question
Simple. You have 3 options, Options 1; Quick Application on the home page of this site with our Pre-Approval Now form, Option 2; A full application on this website located at the top of this page, and Option 3; go into one of our dealerships located in North Houston or Pearland and make an application in person.
In as little as 24 to 48 hours.
A valid ID, a job, and some down payment funds
No, we accept any form of valid ID from any country with a picture on it.
It depends on your credit, but as little as 5% down.
Yes, we accept good credit, bad credit, and no credit customers.
Yes, we accept all foreign or domestic valid ID's with a picture.
In as little as 7 days.
Yes, we have many sources for land/home deals.

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